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Terms of Service

Last updated: 30 June 2026
๐Ÿ”’ Important: Never enter bank account numbers, card numbers, BankID details, or online-banking passwords into this app. We will never ask for them. Budget Tracker only reads transaction files you choose to upload from your own bank.

These Terms of Service ("Terms") govern your use of Budget Tracker (the "Service"), provided by VolyMera AB. By creating an account or using the Service, you agree to these Terms.

1. The Service

Budget Tracker is a personal-finance tool that helps you organise and visualise spending based on transaction files you upload. It is provided for personal, informational purposes only.

2. Not financial advice

The Service does not provide financial, investment, tax, or legal advice. Any figures, categorisations, or summaries are for your own information, and you are responsible for verifying them and for your own financial decisions.

3. Your account

You are responsible for keeping your login details secure and for all activity under your account. You must provide accurate information and be at least 18 years old (or the age of majority in your country) to use the Service.

4. Acceptable use

You agree not to misuse the Service, attempt to access other users' data, disrupt the Service, or use it for any unlawful purpose. You must only upload data you have the right to use.

5. Your data

You retain ownership of the data you upload. Our handling of your personal data is described in our Privacy Policy.

6. Availability

We aim to keep the Service running reliably but do not guarantee uninterrupted availability. The Service may change, be suspended, or be discontinued at any time.

7. Disclaimer and limitation of liability

The Service is provided "as is" without warranties of any kind. To the fullest extent permitted by law, VolyMera AB is not liable for any indirect or consequential loss, or for losses arising from decisions made based on information shown in the Service.

8. Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate accounts that breach these Terms.

9. Changes to these Terms

We may update these Terms from time to time. The latest version will always be available on this page.

10. Governing law and contact

These Terms are governed by the laws of Sweden. For questions, contact Volymera@gmail.com.